For the past two years I’ve done my end of year round-up with a twist and it’s coming back for a third year. I couldn’t resist, it’s one of my favourite posts to put together, and not just because I make my blogging friends do the hard work! If you…
Student loan debt is a big deal for so many young adults living in Canada and the US, and I know it affects many of my readers. It’s not a topic I’m an expert in, though. And that’s why I haven’t talked about it much on the blog. I never…
Christmas is coming in fast, too fast, and I have done a whole lot of nothing so far. Anyone else feeling the same way? I love Christmas, but it can be stressful. There are way too many holiday events, family drama, and it’s expensive! Deep breaths, we got this. One…
If you are from Alberta, then there’s a good chance you’ve heard the term ‘indexing’ mentioned more than once amongst all the chatter about the provincial budget. I’m not going to talk specifically about the budget. There are significant cuts, many in areas I don’t believe deserved them, and overall…
Two of my very favourite personal finance gal pals (HisandHerFI and Dumpster Dog) are hosting a no spend challenge, and I’m joining the fun. The goal is to rein in out of control spending, which I desperately need, and get your budget back on track. Instead of eliminating all excess…
Winter is coming, and that means it’s time for bulky sweaters, blanket scarves, long johns, and comfort food. I love summer, but as soon as the weather starts to turn, I’m always more than ready to switch up our go-to recipes and start eating more soups, chilis and stick to…
Owning a home will likely be the biggest expense you ever have. If you’re saving up to buy your first place, then the upfront cost can seem unattainable, but that’s just the beginning. The ongoing maintenance costs will continue racking up year over year, and it’s so important you’re prepared…
When it comes to investing, the first thing you need to figure out is what type of account is right for you. Here in Canada, there are three primary accounts you can use. RRSPs, TFSAs, and non-registered accounts. But how do you decide which one is best? That’s one of…
The big five banks in Canada have dominated the landscape for decades, but things are starting to change. In the last few years, there have been more and more online banks and investment companies opening and their promises of lower fees, higher rates, and improved service are getting customers to…