Category

Saving Money

Category

Today I’ve got a fantastic guest post for you from Britt over at Tiny Ambitions. Britt is a minimalist, a simple living advocate and a tiny house enthusiast. So pretty much everything I’m not, which is why I’m so thrilled to have her input on the blog this week. Minimalism is something I’ve always been interested in but have never had much success pursuing. As much as I want to simplify life, I still like stuff. You might not be onboard with full-blown minimalism but there are factors that will be helpful for everyone, and reducing clutter is definitely one of them.  Without further ado, here’s Britt to help us get our clutter under control…  I know it seems weird to even consider that your stuff is costing you money. How could something you have in your closet or your kitchen cupboard cost you anything – you already own it?! But, when…

This post has been a struggle for me to finish. It’s been sitting in my drafts for awhile now getting edited and added to now and again. Usually, that happens when a post is personal, but this one’s not. Instead, I’m talking about death, and that’s never an easy subject to tackle. We’re going for it today though because it’s important. And if you find yourself assigned executor duties for a loved one’s estate, then I really hope it will be helpful. First of all, I’m sorry. If you are in this role, then it’s because someone close to you has passed and it’s now your job to get things handled. It’s a crap job but someone has to do it, and someone thought you were the best person for the job. I’m going to try and walk you step by step through what you need to accomplish. What is an…

Frugal living is a trendy topic, especially if you linger around the personal finance community for any length of time. It’s promoted, judged, and debated on almost a daily basis. In the Rockstar Finance Directory alone there are almost 100 personal finance bloggers who categorize themselves primarily as ‘frugality’ bloggers. This list includes blogs like Frugalwoods, How to Save Money and Keep Thrifty. That list does not include me. As many of you who follow the blog will know, I’m a spender. I like doing things, buying things, eating things, and drinking things. And that’s ok. There’s this misconception that being good with money and living frugally go hand in hand. They can, but they don’t have to. It depends on what your goals are. What Does Frugal Mean? You could ask one hundred people to define frugal, and you’d likely get one hundred different definitions. If you ask Google,…

My mom used to tell me never to use the word hate; “you don’t hate it Sarah, you just dislike it.” Thanks for the advice mom, but no. I’m allowed to hate things. And you guys know that I hate cooking. I’m terrible at it and the only part I enjoy is the eating. But you know what? It’s necessary. My bf does almost all the cooking in our house but there are those odd nights when he’s stuck at work, and I need to get something on the table before I spiral into a hanger tantrum. These are the times when take-out is oh so tempting. Getting into that habit though is terrible for my budget. Instead, I have a few quick dinners in my arsenal that I turn to when my name comes up on the dinner schedule. Loaded Carbs Carbs are my friend. I love them…a lot.…

People have a bad habit of losing control of their money and letting it run their lives. I used to be bad for this. My money didn’t have a job. I would work, my pay cheque would get deposited into my bank account, then I’d freely spend until I ran out of money and did it all over again. I didn’t put any thought into what I was spending on and savings? That was for old people! I had all the time in the world to worry about grown-up stuff like buying a house and saving for retirement. Luckily I had parents in my life who asked me some tough questions and guided me into thinking about money a different way. Instead of letting it tell me when I could and couldn’t do things, I was able to take control and give each dollar a job. Need some help putting…

I’m all for saving money, but that doesn’t mean you’ll find me winning any awards for frugality. What’s more important to me than saving a few bucks is keeping myself sane and happy. For me, that means my focus is more on efficiency. I attempt to balance both money saving and time-saving goals to do the best I can. It’s that balance between simple or cheap that is the most important. Sure, I could order take-out every night, hire someone to walk my dogs and clean my house, but if I did that, I’d end up broke and unhappy. Instead, I find ways to cut corners that will still allow me to hit my financial goals. Efficiency over laziness for the win! Time is Finite There are only 24 hours in a day, and at least 7 of those are spent sleeping. At least for me, I am a grumpy…

If you’re anything like me, then you’re likely always striving to make eating at home a more regular occurrence. The fact that made at home meals are almost always healthier and cheaper means you’re fighting back against two demons at once….the dollar devouring green-eyed dragon and the waistline expanding blubbery behemoth. And those two, they’re fierce competition. I’ve got your back though! All it takes to come out triumphant is a plan, and I’ve got 30 days of planning all lined up to get you into the kitchen and out of the restaurant. Instant Pot That one magic appliance that was on everyone’s Christmas list. Raise your hand if you are now the proud owner of an Instant Pot? {Raises Hand} If not, don’t worry. Most of these recipes can be made in a slow cooker or on the stove top. I’ll be honest; I’m not yet a 100% convert to…

You know how people always preach about the importance of goal setting? Especially at this time of year when New Years Resolutions are flooding your feeds. Well, I have a confession…I am terrible at goals. I’m terrible at setting goals, and I’m even more terrible at following through with them. I’m working on it though. I guess you could say that one of my goals is to be better at goals. The Goals This year I’ve got five goals I’m going after, and they cross most sectors of my life. Some of them are big important goals and others, well…not so much. None of them are incredibly lofty, but I’m trying to set myself up for success here. Workout Four Times a Week Ok, this is one of those resolutions I make every year that ends up being a fail. Exercise and I are not BFF’s. I go through spells…

This week is a little bit different, and I’ve got a guest post for you guys from my friend Miranda. Miranda Post is a writer, connector, traveller and mom based in Queen Charlotte, Haida Gwaii. Miranda is equally passionate about travelling and eating (we have that in common). When she’s not working in public relations, you can find her exploring British Columbia’s back roads and bays, in her kitchen attempting to perfect her wild berry hand pies or blogging at www.AnchorsandProteas.com. As you know, I’m a big fan of travelling and always looking for a way to save a buck. Miranda is here to share a few tips on how to combine those two passions and get the most bang for your buck when you’re holidaying it up. I thought her tips about travelling with kids would be a great way to switch things up on the blog since I don’t…

This post is inspired by one of my favourite fellow finance bloggers, Lily from The Frugal Gene. She writes a recurring series about her frugal wins and frugal fails, and it got me thinking about how my own saving vs spending plays out. You guys know that I’m not going be winning any awards for my frugality; I’m a bit of a spender. I counteract those spendy habits by finding things I’m willing cheap-out on. Balancing the splurges with the scrimps keeps me on track with my savings goals while still having fun in the present. The Scrimps 1. Eating at Home I like food, a lot, and I love going out to eat, but restaurants are a budget killer. I’m lucky to have a partner who is a fantastic cook (I’m terrible), and I take full advantage of that. We have a deal that we can have dinner out once…